Cornerstone Financial Group
Heidi Martin
Registered Representative
Investment Advisor Representative

 

Welcome and thank you for visiting!

My experience is in retirement planning, long-term care and other forms of asset protection.  I generally work with seniors, the LGBT community and the small business owners that serve them.  However, I am particularly interested in meeting people who want to address the financial issues that affect them, their families and their businesses.

Having an experienced background in the financial services industry affords me the ability to analyze the financial situations of individuals and small business owners and help create financial alternatives for them.  Utilizing a consultative approach I help people prepare financially for the things they hope happen in their lives and help protect them from the things they hope never happen.

My goal is to help others make informed decisions about issues that affect their financial well being so they can achieve financial freedom. 

I hope you find this site informative and useful.  Please contact me if you would like more information about a particular product or service.
 


I look forward to hearing from you. 

 

Cornerstone Financial Group is not affiliated with New England Financial or New England Securities

I am licensed and registered to offer products and services in [IL, MO]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Calculators

Life Insurance

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Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Getting to Know Your Beneficiaries

Estate conservation issues may be uncomfortable to face, but there's probably no other aspect that is as simple or inexpensive as designating beneficiaries for employer-sponsored retirement plans, IRAs, and life insurance policies.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

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